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La. Moderate Touts Universal Health Plan Thu Jan 23, 3:51 AM ET WASHINGTON - In an attempt to get millions of Americans with no health insurance access to medical coverage, Sen. John Breaux is pushing a plan that promotes a group insurance rate at the lowest cost. One in seven Americans is uninsured. The plan would be similar to the federal employees' health program, in which employees are pooled together and the government negotiates the lowest premiums and offers a menu of health plan options. Under Breaux's plan, states would offer the group rates to residents. States could even join with neighboring states to create larger pools under the proposal. Insurers participating in the pools would be barred from denying a person coverage based on a pre-existing condition. Tax credits would be offered to low- and middle-income Americans to help pay for premiums. Premiums for the poorest would be fully subsidized. The government also would establish individual health accounts for the poor. Families could use the money for doctor co-payments, premiums or other health expenses...
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