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612 hits 4.0 (1 vote) Share Favorite | Flag 12 years ago by KikiPeepers

Do you choose your bank based more on its location, or its practices?


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11 yrs ago, 11 mos ago - Saturday 5/22/10 - 11:22:17 AM EST (GMT-5)
I chose my current bank based on it's hours. It's the only bank around here that's open after I get off work.
11 yrs ago, 11 mos ago - Saturday 5/22/10 - 1:06:37 PM EST (GMT-5)
I am the only pedestrian where I live. I walk across the highway, along the highway in the weeds where there's no sidewalk, just to get to the Bank of America - because they can have my cheque money available to use the day I put it in. as opposed to the smaller banks.
11 yrs ago, 11 mos ago - Saturday 5/22/10 - 1:30:07 PM EST (GMT-5)
The bank that doesn't steal my money or hold hostages.
11 yrs ago, 11 mos ago - Saturday 5/22/10 - 1:36:49 PM EST (GMT-5)
I choose a bank that has ATMs and bank locations in the places I'm likely to visit.
11 yrs ago, 11 mos ago - Monday 5/24/10 - 5:05:51 AM EST (GMT-5)
My bank is on my computer and on the cell phone in my pocket.
They don't have any physical offices at all.
And I don't see why they should.
11 yrs ago, 11 mos ago - Monday 5/24/10 - 12:30:58 PM EST (GMT-5)
On Monday 5/24/10 - 5:05:51 AM sander wrote:
My bank is on my computer and on the cell phone in my pocket. They don't have any physical offices at all. And I don't see why they should.


How did you open an account there? Every bank I'm familiar with you need to go in person to sign papers before opening an account (also getting a mortgage, rrsp, loan, etc).
11 yrs ago, 11 mos ago - Monday 5/24/10 - 2:36:36 PM EST (GMT-5)
My mum chose my bank for me when I was younger and I just stuck with that one.

Maybe once I get a proper job I will look into other banks.
11 yrs ago, 11 mos ago - Monday 5/24/10 - 3:24:21 PM EST (GMT-5)
I like having one within walking distance.
11 yrs ago, 11 mos ago - Monday 5/24/10 - 6:21:21 PM EST (GMT-5)
On Monday 5/24/10 - 12:30:58 PM DeeDee17 wrote:
How did you open an account there? Every bank I'm familiar with you need to go in person to sign papers before opening an account (also getting a mortgage, rrsp, loan, etc).


To clarify: It's not like they don't have a HQ in RL. But I've only been there once, when I opened my account.
They don't have any offices around the country, though. No place where actual money are kept. Everything is done by internet or phone, and if paper documents are needed they can be sent by snailmail.

I like it. It keeps the bank's costs down, so they are far cheaper than banks with physical offices and lots of employees in every city.
11 yrs ago, 11 mos ago - Monday 5/24/10 - 6:47:15 PM EST (GMT-5)
I chose mine because they ran a banking program through my primary school. I've never seen the need to change banks..

As to the location, it wouldn't even come into the decision, as in my town all the banks are at one intersection
11 yrs ago, 10 mos ago - Thursday 7/15/10 - 10:30:44 PM EST (GMT-5)
My mom picked it for me because she says its the best. And silly me I always listen to her lol



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