A payday loan (also called a paycheck advance or payday advance) is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Legislation regarding payday loans varies widely between different countries and, within the USA, between different states.

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645 hits 2.5 (2 votes) Share Favorite | Flag 12 years ago by KikiPeepers

Have you ever gotten a payday loan?
A payday loan (also called a paycheck advance or payday advance) is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Legislation regarding payday loans varies widely between different countries and, within the USA, between different states.

http://en.wikipedia.org/wiki/Payday...


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12 yrs ago, 4 mos ago - Sunday 1/3/10 - 5:41:46 PM EST (GMT-5)
No, I'm not retarded.
12 yrs ago, 4 mos ago - Sunday 1/3/10 - 6:08:59 PM EST (GMT-5)
On Sunday 1/3/10 - 5:41:46 PM HaroldtheBat wrote:
No, I'm not retarded.


Yes you are, and why does getting a payday loan make you retarded?

I had to get one when I first came to Japan, because my first paycheck didn't come until 2 months after I arrived, and finding an apartment worked out more expensive than expected.
12 yrs ago, 4 mos ago - Monday 1/4/10 - 1:34:36 AM EST (GMT-5)
No I've had no reason to.
12 yrs ago, 4 mos ago - Monday 1/4/10 - 3:32:49 AM EST (GMT-5)
No, but my mom used to get them a lot a while back, and they completely screwed over our family's finances. She couldn't afford to pay one back, so she'd go to another place and borrow money to pay the previous one.

Bottom line: I think there are some circumstances in which getting a payday lone is completely justifiable, but borrowing a payday loan to buy a leather jacket or something is silly.
8 yrs ago, 6 mos ago - Tuesday 11/26/13 - 4:21:47 AM EST (GMT-5)
On Sunday 1/3/10 - 5:41:46 PM HaroldtheBat wrote:
No, I'm not retarded.
On Sunday 1/3/10 - 6:08:59 PM Isthiezak wrote:
Yes you are, and why does getting a payday loan make you retarded? I had to get one when I first came to Japan, because my first paycheck didn't come until 2 months after I arrived, and finding an apartment worked out more expensive than expected.


She's not retarded, you're inane

and I have never had a payday loan.

I have had offers for paycheck debit cards that I sense are shady.
8 yrs ago, 6 mos ago - Tuesday 11/26/13 - 3:58:20 PM EST (GMT-5)
these things charge insane amounts of interest, so i probably wouldn't get one unless it was an emergency.



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