Maybe companies wouldn't be handing out credit cards like candy if it raised people's scores, thus giving them a lower interest rate over time? Question Who's Online | Find Members | Private Messages
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410 hits Rate me! Share Favorite | Flag 15 years ago by KikiPeepers

Should people get one point towards their credit score for every credit card solicitation they receive?
Maybe companies wouldn`t be handing out credit cards like candy if it raised people`s scores, thus giving them a lower interest rate over time?


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15 yrs ago - Monday 4/23/07 - 10:18:06 PM EST (GMT-5)
hey, i think you are on to something! that would be great!
15 yrs ago - Monday 4/23/07 - 11:20:35 PM EST (GMT-5)
No, that's stupid.
15 yrs ago - Monday 4/23/07 - 11:35:09 PM EST (GMT-5)
I'd rather just get rid of the concept of credit altogether.
14 yrs ago, 10 mos ago - Sunday 6/24/07 - 12:14:07 AM EST (GMT-5)
^^^People who say that usually have BAD credit
14 yrs ago, 10 mos ago - Sunday 7/1/07 - 1:26:45 PM EST (GMT-5)
That is an interesting concept. I recieve about 4 of those in the mail everyday.
14 yrs ago, 10 mos ago - Sunday 7/1/07 - 7:13:30 PM EST (GMT-5)
Yeah I get about a half dozen a week - sometimes applications that say I'm pre-approved, sometimes an actual credit card ready to be activated. I shred all of them. If I had a point for every one I get, I'd have like PERFECT credit!
14 yrs ago, 9 mos ago - Saturday 8/4/07 - 2:30:31 AM EST (GMT-5)
My credit would be amazing if that ever happened.
14 yrs ago, 9 mos ago - Saturday 8/18/07 - 10:26:49 AM EST (GMT-5)
On 6/24/2007 12:14:07 AM _ashlee_ wrote:
^^^People who say that usually have BAD credit

Heh true, but not in this case. I have exceptionally good credit but I would just as soon buy what I need with the cash that I have.




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