what a great guy that joe boffer is... i`ve got a week left. next monday i`ll be a permanent employee. kind of a frightening thought though. the use of the... Who's Online | Find Members | Private Messages
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From the Journal of amaqdrinker | mood: Good

joe boffer

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13 days ago - Tuesday 1/8/19 - 1:34:51 PM EST (GMT-5)
what a great guy that joe boffer is...

i've got a week left. next monday i'll be a permanent employee. kind of a frightening thought though. the use of the word permanent.

i know from my last job. when you are coming in from a staffing agency, and they make that determination, that is what they would like to see you do. when they say permanent what they mean is that they need this task accomplished. if you drew a picture of the facility. and there's a system that requires something. like a circuit i guess. there needs to be a switch, or a resistor, or a solenoid right there at that exact point.

it's not hiring it's installing.

thankfully, my boss recommended a raise and they obliged. so. on the finance side. things should be fine for a while. tax returns may very well turn into a down payment on an apartment.

i'll keep just doing my damnedest. that's all i've been doing.

13 days ago - Tuesday 1/8/19 - 1:39:43 PM EST (GMT-5)
Well congrats on the becoming perm there.
13 days ago - Tuesday 1/8/19 - 1:43:24 PM EST (GMT-5)
i'm a chicken perm sandwich.

chicken perm you taste so good.

no but really i've been doing the chores at my grandmother's house. they have a few sheep and a few chickens. and i smelled like chicken sh*t at work. on the day of my job offer. thankfully they sent the contract through email and nobody had to smell me.
12 days ago - Wednesday 1/9/19 - 12:17:14 AM EST (GMT-5)
Orientation on Thursday. Today was better than yesterday. Yesterday, after the job offer and not getting a conversation with the person who sent the email, the quality lab was invaded by “the young engineer”.

He was attempting to orchestrate. Which is fine. But it was just noise and an occupied CMM machine all night.

Tonight was quiet. Practicing the art of time and work. Was well portioned. Even had a nice long talk with the third shift lady. She’s in the know. I was able to take my time speaking with her. Actually can be very beneficial to my understanding in the long run. I think she might retire soon. She knows the lingo. I learned some floor language. Industrial floor language. She’s fluent.

But anyway... I’m feeling in the driver’s seat. I’m feeling a flow and measure to my work. It’s just absolutely necessary skill set stuff.

I need to keep this going for good.
12 days ago - Wednesday 1/9/19 - 12:18:03 AM EST (GMT-5)
Congratulations.
12 days ago - Wednesday 1/9/19 - 12:37:39 AM EST (GMT-5)
Muchas gracias.
12 days ago - Wednesday 1/9/19 - 2:21:32 PM EST (GMT-5)
the insurance business with this place is limited at best it sounds like. i mentioned something about it a while ago. i don't think a small business like this was done very many favors by the current state of health care. i'll have more details tomorrow night after orientation.
11 days ago - Thursday 1/10/19 - 12:07:25 AM EST (GMT-5)
What’s a 30/50 copay?

How much better is it than a 3000 dollar deductible?
11 days ago - Thursday 1/10/19 - 7:37:59 AM EST (GMT-5)
I think those are two different things...

On my plan, the 30/50 copay means I pay $30 for normal doctor visits, and $50 for urgentcare.

The $3000 deductable means you pay the first $3000 in cost of treatments before insurance starts paying (except for stuff like annual exams and preventive care stuff like that).
11 days ago - Thursday 1/10/19 - 12:06:27 PM EST (GMT-5)
Yeah. I found a pdf of a similar 3000 deductible plan. I did this at my last job. It’s really not a bad option. Like fifteen dollars a week or something.

The only drawback I see is that I’m not eligible till April.

Should I look on the marketplace for the next couple months or is open enrollment closed?
11 days ago - Thursday 1/10/19 - 12:09:12 PM EST (GMT-5)
If you are starting a new job, you should be able to enroll outside of the normal open enrollment period.
11 days ago - Thursday 1/10/19 - 12:10:32 PM EST (GMT-5)
...your company should be able to tell you the deadlines for enrolling. I would suggest talking to the person that handles HR for the company.

11 days ago - Thursday 1/10/19 - 12:11:45 PM EST (GMT-5)
I’ll ask today. I have an orientation thing. Probably going to be all HR related things.
11 days ago - Thursday 1/10/19 - 12:12:10 PM EST (GMT-5)
Open enrollment is closed.
What have you been doing for insurance up until now? Just going without? Because if you just recently lost coverage (due to a Qualifying Event like changing jobs, aging out of your parents' insurance, getting divorced, or some other things), you have a period of time where you can enroll in a new plan even though it isn't open enrollment/your employer's enrollment period.

Cost per week is by far not the only thing to look at when it comes to choosing health insurance. Please look at your plan benefits and learn more about what each option is before you just pick the one that costs $15/wk. because it seems fine.
11 days ago - Thursday 1/10/19 - 12:13:58 PM EST (GMT-5)
On Thursday 1/10/19 - 12:09:12 PM CowDung wrote:
If you are starting a new job, you should be able to enroll outside of the normal open enrollment period.

You're confusing open enrollment for employer-based insurance with open enrollment for ACA individual marketplace plans (which is what he's talking about when he's asking about getting insurance for now thru April).

The job is most likely making him wait until the first of the month following 90 days of full-time employment before he can get benefits, which is pretty standard and not going to change no matter when their actual open enrollment is.
11 days ago - Thursday 1/10/19 - 12:20:03 PM EST (GMT-5)
I thought he was talking about insurance at his new company.

Either way, shouldn't a 'life change event' (like changing jobs) allow him to enroll in an insurance plan outside of the open enrollment period?
11 days ago - Thursday 1/10/19 - 12:21:44 PM EST (GMT-5)
I’ve been insured. The staffing agency had a third party insurance plan.

They only offer two options. I think I can do without the 30/50 in the case of an emergency. I can handle 3000 dollars if I’m in an accident or something.


I don’t see a primary care. The copay for normal preventative that I looked at was fine.
11 days ago - Thursday 1/10/19 - 12:22:39 PM EST (GMT-5)
Yes, now you're repeating what I already said about Qualifying Events.

His question that I was responding to was about getting coverage between now and April (which is when he's eligible for benefits through his job). That's why I said "open enrollment is closed" and followed with BUT [stuff about QEs]. I wouldn't know when the open enrollment period is for his employer because they're all different.
11 days ago - Thursday 1/10/19 - 12:24:26 PM EST (GMT-5)
The staffing agency was technically my employer. So the switch may count as a Qualifying Event.
11 days ago - Thursday 1/10/19 - 12:29:15 PM EST (GMT-5)
On Thursday 1/10/19 - 12:24:26 PM Wolf_In_Jar wrote:
The staffing agency was technically my employer. So the switch may count as a Qualifying Event.

OK, so your situation is actually a lot simpler. You should qualify for continuation of the coverage you had through the agency (this is called COBRA coverage - COBRA is not an insurer, it's a law mandating that they offer you coverage, at full cost to you, after a QE). You just need to contact the HR person at the staffing agency and let them know that you want to continue coverage through them until you're eligible at your new job in April.
11 days ago - Thursday 1/10/19 - 12:29:19 PM EST (GMT-5)
I think I’m looking at the right page. It’s just heavily dependent on the in network providers. A lot of no coverage for out of network.
11 days ago - Thursday 1/10/19 - 12:29:52 PM EST (GMT-5)
On Thursday 1/10/19 - 12:24:26 PM Wolf_In_Jar wrote:
The staffing agency was technically my employer. So the switch may count as a Qualifying Event.
On Thursday 1/10/19 - 12:29:15 PM birdsong4j wrote:
OK, so your situation is actually a lot simpler. You should qualify for continuation of the coverage you had through the agency (this is called COBRA coverage - COBRA is not an insurer, it's a law mandating that they offer you coverage, at full cost to you, after a QE). You just need to contact the HR person at the staffing agency and let them know that you want to continue coverage through them until you're eligible at your new job in April.


Isn’t that expensive?
11 days ago - Thursday 1/10/19 - 12:33:58 PM EST (GMT-5)
The reason most people think of COBRA coverage as expensive is that you have to pay 100% of the premiums. A lot of people are in a situation where, while they're employed, their employer is covering part of the monthly premium. When you elect COBRA coverage, you're responsible for whatever you were paying, plus whatever they were paying (and they can charge you a 2% administrative fee if they want to, although not all companies do).

tl;dr: how much more expensive it is will depend on how much the staffing agency was contributing toward your premiums each month.
11 days ago - Thursday 1/10/19 - 12:35:56 PM EST (GMT-5)
Do you think it’s okay to risk it for two and a half months?
11 days ago - Thursday 1/10/19 - 12:36:27 PM EST (GMT-5)
On Thursday 1/10/19 - 12:29:19 PM Wolf_In_Jar wrote:
I think I’m looking at the right page. It’s just heavily dependent on the in network providers. A lot of no coverage for out of network.


What network they use is going to affect a lot of things about your coverage, and it's a knowable thing, so you should look into that.

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