I don`t use checks. I pay all my bills online. I still use those old handwritten registers to keep track of how much money is in the account, though. What... Who's Online | Find Members | Private Messages
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From the Journal of CuckingFunt | mood: Good

Checkbook registers??

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17 days ago - Sunday 11/5/17 - 10:53:23 AM EST (GMT-5)
I don't use checks. I pay all my bills online. I still use those old handwritten registers to keep track of how much money is in the account, though.

What do you guys use? Excel spreadsheet? Some kind of hipstery app on your phone? If any of you say "nothing, I just know roughly how much money I have" I'm going to lose my sh*t.

17 days ago - Sunday 11/5/17 - 11:40:43 AM EST (GMT-5)
My bank has an app. So I just keep a note (like in my phone notes app) of the amount of charges, and compare that once a day or once every couple of days. It's never been wrong, but I do know some people who've had weird stuff happen (like their CAR PAYMENT being drafted twice, which, if your checking account isn't where you keep most of your $$ would be a huge f*cking deal, like wtf). So I keep checking it anyway.

My dad still writes down every debit in his check register and balances it at the end of each month.
17 days ago - Sunday 11/5/17 - 11:48:23 AM EST (GMT-5)
i'm not as diligent as i probably should be, so if a small charge happens, i probably wouldn't notice it

but the only stuff i pay with my checking account are big things like rent or car payment, so it's pretty easy to keep track of everything

the only time weird stuff has happened with my credit card, the bank has caught it and taken care of everything


i have dealt with some pretty ridiculous stuff over the course of my job though
like people paying for their sh-t with an automatic draft and they'll call a few months later saying they had cancelled their policy and they just noticed money was still being taken out...
how do you not notice $500 leaving your account each month?
17 days ago - Sunday 11/5/17 - 11:51:56 AM EST (GMT-5)
Oh man, we had clients who were the same way. No fee was less than about $350, and some were up to $1500. Every month!! The worst part was $1500 was almost an entire month's pay for the people who had to deal with the money. So they used to get sooooo mad about people who "just didn't notice" for three months or whatever.
17 days ago - Sunday 11/5/17 - 12:07:08 PM EST (GMT-5)
I print out a register and keep track that way, but you already knew that.
17 days ago - Sunday 11/5/17 - 12:13:48 PM EST (GMT-5)
Bank app.
17 days ago - Sunday 11/5/17 - 12:14:54 PM EST (GMT-5)
We still use check registers and write in all the transactions, even those done online.

17 days ago - Sunday 11/5/17 - 12:37:27 PM EST (GMT-5)
I have a spreadsheet that integrates my credit card and checking account so I don't go over what I can afford to spend every month. I look at the different apps that come with my various money things but I don't use them exclusively. It's a daily occurrence for me to check.
17 days ago - Sunday 11/5/17 - 12:39:35 PM EST (GMT-5)
bank website. easy peasy.
17 days ago - Sunday 11/5/17 - 12:44:06 PM EST (GMT-5)
On Sunday 11/5/17 - 12:39:35 PM mousepelled wrote:
bank website. easy peasy.

I check what I write down against that, I guess in case anything f*cks up.
17 days ago - Sunday 11/5/17 - 12:44:57 PM EST (GMT-5)
On Sunday 11/5/17 - 12:39:35 PM mousepelled wrote:
bank website. easy peasy.
On Sunday 11/5/17 - 12:44:06 PM CuckingFunt wrote:
I check what I write down against that, I guess in case anything f*cks up.

makes sense and that is a good idea.

I am far too lazy to do that myself.
17 days ago - Sunday 11/5/17 - 12:45:10 PM EST (GMT-5)
I suppose the handwritten register is pretty pointless. It's a habit because I've done it for so long, plus it's a holdover from my poor days and having to know exactly how much money I actually have.
17 days ago - Sunday 11/5/17 - 12:49:57 PM EST (GMT-5)
I low-key h8 checkbook registers. I hate checks too.

Since this is a kinda money thread I'm gonna gloat for a minute and say that my credit score finally got into the excellent range and I'm excited (lol) to renegotiate my interest rates.
17 days ago - Sunday 11/5/17 - 12:52:06 PM EST (GMT-5)
On Sunday 11/5/17 - 10:53:23 AM CuckingFunt wrote:
If any of you say "nothing, I just know roughly how much money I have" I'm going to lose my sh*t.

FC, I was totally thinking of you when I wrote this
17 days ago - Sunday 11/5/17 - 12:54:13 PM EST (GMT-5)
Haha do I give off that vibe? I am soooo not that kind of person.
17 days ago - Sunday 11/5/17 - 1:12:19 PM EST (GMT-5)
I'm relieved that you're not!
17 days ago - Sunday 11/5/17 - 1:53:00 PM EST (GMT-5)
What would you have said if I had?
17 days ago - Sunday 11/5/17 - 2:05:38 PM EST (GMT-5)
Something something millennials
Something something when I was yer age
17 days ago - Sunday 11/5/17 - 2:08:58 PM EST (GMT-5)
You're not much older than me, oldfag.
17 days ago - Sunday 11/5/17 - 2:16:50 PM EST (GMT-5)
I always seem to forget that you're not THAT young.
17 days ago - Sunday 11/5/17 - 2:19:06 PM EST (GMT-5)
Bank app
17 days ago - Sunday 11/5/17 - 2:24:13 PM EST (GMT-5)
I just use online banking and check each day. But today it failed me because there's a problem with the internet banking system and I tried to call to resolve it and the bank disconnected my call.
17 days ago - Sunday 11/5/17 - 2:35:02 PM EST (GMT-5)
On Sunday 11/5/17 - 2:24:13 PM Spoonerism wrote:
I just use online banking and check each day. But today it failed me because there's a problem with the internet banking system and I tried to call to resolve it and the bank disconnected my call.


This is one of the reasons why I still use a checkbook register to keep track of things...
17 days ago - Sunday 11/5/17 - 3:02:18 PM EST (GMT-5)
I'm gonna hijack this thread just a bit. Does anybody else feel like they have an absurdly high credit limit on credit cards? One of mine is $13,000 and I just don't know how that's a thing that can happen. Like I hope I never use that because that's just an insane amount to pay in interest if you can't pay it off.
17 days ago - Sunday 11/5/17 - 3:04:01 PM EST (GMT-5)
Hubs uses an excel spreadsheet - has for YEARS.

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