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What is your highest level of education and was it worth it?

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4 days ago - Sunday 3/19/17 - 1:47:06 PM EST (GMT-5)
Do you wish you continued your education? Do you wish you had chosen a different major? Do you have a lot of student loan debt? Did your education help you achieve the things you wanted in life?

For me, I don’t know yet. I have a B.S. in psychology (worthless) and business. I will complete the requirements for an MBA in May. Jobs prospects in the public sector are not so good, but private is better. Going on lots of interviews.
4 days ago - Sunday 3/19/17 - 2:02:35 PM EST (GMT-5)
BA in English and Philosophy was helpful in terms of how I thought critically about the world, and taught me how to work and think smart, and diligence and sticking to deadlines etc.

It also is just a good baseline education to have that says, hey, I'm smrt.

Finishing up one of two postgrad degrees in accounting which will allow me to get a decent amount of money and also do something I enjoy.

I had student debt from BA which is almost paid off; I now have more student debt but if all goes to plan I'm not too fussed about paying off.

- - - -

Why do you want to do an MBA? Is it from a good school?

MBAs are everywhere these days. Do you think it's worth it?
4 days ago - Sunday 3/19/17 - 2:03:53 PM EST (GMT-5)
So, I did my BA when I was in my early 20s. I realised at 27 that it wasn't enough and I went back to school. So yeah. I didn't think my first degree was enough.
4 days ago - Sunday 3/19/17 - 2:05:58 PM EST (GMT-5)
(by the end of these two years I will be in approx $15000 in debt. Seeing how much debt US schools put in students I don't think it's too bad for a very good education)
4 days ago - Sunday 3/19/17 - 2:25:29 PM EST (GMT-5)
I have a BA in English. I don't regret it at all as i love literature and reading and writing. I also need a degree or a bunch of credits (basically a degree) to get into teaching school.

I have a BA in education from doing teaching school. Obviously don't regret that as now I can teach lol.

I am working on, almost finished, a post-baccalaureate degree in early learning. I don't regret it, but I will be happy to be done and have a break from school because it has been exhausting while working full time. I will be happy for a bit of a raise.

I don't have any student loans. I worked while I went to school and lived at home. I graduated from my first degree with no student loans. Took out student loans for teaching school because it was a huge amount. But busted my butt working weekends while going to school and teaching full time and paid off my student loans after I graduated.
4 days ago - Sunday 3/19/17 - 2:28:23 PM EST (GMT-5)
English as a major is probably a good indicator to a potential employer. All employers need people that can write, which is a skill.

There were tons of people with B.A. or B.S. degrees and no jobs unless you had experience. A friend got an MFA (fine arts) two years ago and is still looking for work in that field. The MBA is at Univ of Chicago. It’s a good school and expensive but it does seem to attract many public and private sector recruiters. My emphasis is on finance and that seems to be of higher interest.
4 days ago - Sunday 3/19/17 - 2:31:22 PM EST (GMT-5)
Good for you lucky! I always hear stories about people just give up and then default on their loans.

What level do you want to teach?
4 days ago - Sunday 3/19/17 - 2:32:03 PM EST (GMT-5)
I have a BA in English.and a Post graduate in Public Relations. I graduated school debt free because I busted my ass working evenings and weekends to pay it off each semester.

My education has helped me in my career and with networking back home that helped me land my first job. Also took me no time at all to find a job over here, (which surprised me, inwas stressed) so combined with education and job experience....Yeah I'm happy with my level of education.


I'd consider going back for something else but mostly to update my skills, and keep me current in my industry. Nothing I hate more than older people in the profession who refuse to get with the times. I'll never be like that.
4 days ago - Sunday 3/19/17 - 2:38:21 PM EST (GMT-5)
Wow, 3 English majors. I need be more careful with me sentences.

Very impressive you all worked and paid off your loans and are so determined. Strong women.
4 days ago - Sunday 3/19/17 - 2:39:12 PM EST (GMT-5)
On Sunday 3/19/17 - 2:31:22 PM Atia wrote:
Good for you lucky! I always hear stories about people just give up and then default on their loans. What level do you want to teach?

I teach kindergarten currently. I like primary.
4 days ago - Sunday 3/19/17 - 2:45:28 PM EST (GMT-5)

Left school at 18. Not looking back and not interested in anymore formal education.

I read on my own time. Won't get a shiny certificate or letters tacked on my name out of it but that doesn't matter. Only the knowledge matters.

As for work, I've never had any problems. I work basic jobs.

4 days ago - Sunday 3/19/17 - 2:51:32 PM EST (GMT-5)
I have an MBA, specialising in technology management. Cost me about £15k in all and I think it was worth it.
4 days ago - Sunday 3/19/17 - 3:21:39 PM EST (GMT-5)
A question: if you people (US or EUR) talk about "students loans" or "Cost me about £15k", is that what you had to pay as a fee to uni, or what does that include?
4 days ago - Sunday 3/19/17 - 3:23:40 PM EST (GMT-5)
I'm talking about everything from tuition to books to school supplies..etc.

Not housing, I lived at home.
4 days ago - Sunday 3/19/17 - 3:28:08 PM EST (GMT-5)
Yeah tuition, student fees, books, supplies... I also lived at home so I didn't need those included but they can. There's a max you can get, so it may no cover anything, depends on your expenses, your assets, etc.
I think the max you can get a year is around $17000?
4 days ago - Sunday 3/19/17 - 3:39:48 PM EST (GMT-5)
On Sunday 3/19/17 - 3:21:39 PM Matthias wrote:
A question: if you people (US or EUR) talk about "students loans" or "Cost me about £15k", is that what you had to pay as a fee to uni, or what does that include?


My costs were tuition fees, books and residential courses. I did mine as a distance learning course whilst working, so don't really count cost of living.
4 days ago - Sunday 3/19/17 - 3:41:47 PM EST (GMT-5)
BA in philosophy. Cost $24,000 (plus interest).

I don't know if it was worth it from a financial perspective, but as a person I definitely benefited from going to university and getting a liberal arts degree.
4 days ago - Sunday 3/19/17 - 3:46:42 PM EST (GMT-5)
I finished school at 15..did a secretarial course which taught me how to type, do shorthand, and make the perfect pot of tea...

Also how to dress, walk and sit like a lady...which obviously didn't stick

Got a job in retail at age 16 and I'm still here..

Back in the olden days, unless you were going to become a teacher or a nurse, most girls left school and got a job..

On the plus side, I'm pretty well set up for an early retirement..
4 days ago - Sunday 3/19/17 - 4:15:26 PM EST (GMT-5)
I got a BS in business, but that sh-t is a dime a dozen

I'm not at all a fan of school though and never want to go back if I can help it

I have zero student debt because where I live they pay for your tuition if you have a high enough gpa
4 days ago - Sunday 3/19/17 - 4:30:18 PM EST (GMT-5)
PhD in psychology/neuroscience. I work in research now, so I need it for the route I've taken, and I don't regret it. If I were to have done anything different, it would've have been more sensible to do something entirely different at undergrad.

The PhD was paid for by the government, so I don't owe anything on it. I still have loan debts of around £10,000 (~$12,400) from undergrad, which paid for rent and living expenses. Overall, I'd probably be better off now financially if I had done something else, because I was living on just enough to pay rent and living expenses for 8 years. Can't complain though.
4 days ago - Sunday 3/19/17 - 4:52:06 PM EST (GMT-5)
I got a sh*tty bachelor's degree in humanities but it turns out it'll be worth it because people in my field with bachelor's degrees get paid more merely for having bachelor's degrees.

So, bachelor's degree in addition to a certificate in an actual type of work...it's not too bad.

But "worth it" is a different concept for me since I didn't pay for my education. Worth it = "was it worth the effort?" Not..."was it worth the money?"
4 days ago - Sunday 3/19/17 - 4:52:19 PM EST (GMT-5)

If I could do my life over, I would have had a different major. I've said before, I wish I could work in robotics sooooo bad (I am way too obsessed with robots) so something that would have allowed me to do that would have been great. But I had different goals when I was 19.

And it's less time/effort/money to get into what I'm doing now. I need a decent job asap.

Who knows about the future. I might head back to school again if I have the time/money. I might end up somewhere completely different.
4 days ago - Sunday 3/19/17 - 4:59:45 PM EST (GMT-5)
BS
well worth it
4 days ago - Sunday 3/19/17 - 5:06:12 PM EST (GMT-5)
On Sunday 3/19/17 - 3:41:47 PM Spoonerism wrote:
BA in philosophy. Cost $24,000 (plus interest). I don't know if it was worth it from a financial perspective, but as a person I definitely benefited from going to university and getting a liberal arts degree.


Holy sheep. My BA cost about $9000 (converted)
4 days ago - Sunday 3/19/17 - 5:16:34 PM EST (GMT-5)
I did an NVQ level 2 course in Child Care and Learning Development at college which is equivalent to a first diploma or 5 A-C GCSEs. So basically entry level stuff.

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