[link] Maine will become the 33rd state to expand Medicaid under the Affordable Care Act, expanding coverage to as many as 89,000 low-income residents. The Associated Press and NBC News... Who's Online | Find Members | Private Messages
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Maine voted to expand Medicaid

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12 days ago - Tuesday 11/7/17 - 10:13:32 PM EST (GMT-5)
https://www.vox.com/policy-and-poli...

Maine will become the 33rd state to expand Medicaid under the Affordable Care Act, expanding coverage to as many as 89,000 low-income residents.

The Associated Press and NBC News projected the victory late Tuesday.

Maine is the first state to expand Medicaid during the Trump administration, and also the first to do so via a ballot initiative rather than legislation. This offers a possible playbook for health care advocates in other states looking to extend coverage but stymied by political opposition.

Medicaid expansion actually has a fair amount of bipartisan support in Maine.





this is so important and will help out a ton of people
12 days ago - Tuesday 11/7/17 - 10:22:40 PM EST (GMT-5)
Fck you Paul LePage!
12 days ago - Tuesday 11/7/17 - 10:32:05 PM EST (GMT-5)
I wish more non-expansion states would try to pass it by ballot measure and bypass their legislature.

on the other hand, lack of Medicaid expansion probably helped unseat several state legislators here tonight...
12 days ago - Tuesday 11/7/17 - 10:41:54 PM EST (GMT-5)
My state has medicaid expansion....but it's like 15 or 16K for a single person. With average rents about 12-16K a year where I live.... meh. It just doesn't really keep up with real-time 2017.
If you're a single person, working at a retail job and paying for a tiny apartment, your healthcare premiums are still outrageous.
12 days ago - Tuesday 11/7/17 - 10:45:13 PM EST (GMT-5)
oh, btw, while I have bird and dis, in one thread, how have you dealt with self employed/independent contractors for income verification on healthcare marketplace? I don't have pay stubs and my income is different from last year. What's the best way to report my income?
12 days ago - Tuesday 11/7/17 - 10:47:35 PM EST (GMT-5)
well that’s where the subsidy comes in to bring down costs for people making too much for medicaid

and because trump did his bit of idiocy, the subsidies are actually a lot higher this year than they otherwise would have been, so you could get a bronze plan for pretty cheap if you wanted to go that way


what sucks is people who are making just over the limit for a subsidy because their premiums are actually outrageous
the upper limit should be raised by a lot so that more people can take advantage of the subsidy
12 days ago - Tuesday 11/7/17 - 10:52:31 PM EST (GMT-5)
On Tuesday 11/7/17 - 10:45:13 PM mousepelled wrote:
oh, btw, while I have bird and dis, in one thread, how have you dealt with self employed/independent contractors for income verification on healthcare marketplace? I don't have pay stubs and my income is different from last year. What's the best way to report my income?

I generally don’t deal with that aspect of things

if you have anything that shows your income, that’s what I’d send in and let the people at the marketplace come back at you if they want something different
12 days ago - Tuesday 11/7/17 - 10:53:22 PM EST (GMT-5)
also, just write a note in saying you expect your income to be different for 2018
12 days ago - Tuesday 11/7/17 - 10:56:53 PM EST (GMT-5)
On Tuesday 11/7/17 - 10:45:13 PM mousepelled wrote:
oh, btw, while I have bird and dis, in one thread, how have you dealt with self employed/independent contractors for income verification on healthcare marketplace? I don't have pay stubs and my income is different from last year. What's the best way to report my income?

Sorry, this isn't really something I know much about, either. I would think bank records showing the deposits would do the trick, but that also might be more info than you need/are willing to give them (since it would also show your debits).
12 days ago - Tuesday 11/7/17 - 10:57:35 PM EST (GMT-5)
If your income is significantly different from lat year, how are you calculating your quarterly ETPs?
12 days ago - Wednesday 11/8/17 - 12:16:14 AM EST (GMT-5)
On Tuesday 11/7/17 - 10:47:35 PM Disappears wrote:
well that’s where the subsidy comes in to bring down costs for people making too much for medicaid and because trump did his bit of idiocy, the subsidies are actually a lot higher this year than they otherwise would have been, so you could get a bronze plan for pretty cheap if you wanted to.

yeah that's probably what I will do because the silver plans have skyrocketed for my income level.
tbf, the ranges are too wide. someone earning 17K and someone earning 29K have a different budget, yes? My state thinks both people can afford the 400/month silver plan equally. sigh.

I'll see what I can do about proving income... I based my quarterly on first quarter income and my typical peaks and flows throughout the year and hope it lands closely.
I don't want to print out my bank deposits if I don't have to.
12 days ago - Wednesday 11/8/17 - 12:22:35 AM EST (GMT-5)
On Tuesday 11/7/17 - 10:53:22 PM Disappears wrote:
also, just write a note in saying you expect your income to be different for 2018

well, last year I was *just* under a certain threshold between income levels and they wanted proof of income and faxes....before the year finished and I didn't actually have a tax form yet. It was annoying. I didn't really have proof of mt 2016 income (Nov and Dec are my worst months and bring my income estimate down A LOT). So I just went with a higher income that didn't need proof and higher premiums, which I'll get back some of which when I file taxes for 2017. Great, but what a clusterf*ck to pay more than you can afford because you have no real concrete proof that you'll earn a certain amount. It's just stressville.
12 days ago - Wednesday 11/8/17 - 12:23:30 AM EST (GMT-5)
How are you paid if you don't have pay stubs?
12 days ago - Wednesday 11/8/17 - 12:27:19 AM EST (GMT-5)
Idk.

Basically, besides my personal issues, the marketplace is WAY BETTER THAN NOTHING but still has an odd rigidity towards anything peculiar or unusual in incomes. What if you earn 50K in 2016 but expect 10K in 2017? Do you get Medicaid? How does one document that? Hypothetical questions, but ones that their flowcharts aren't really up to calculating.
12 days ago - Wednesday 11/8/17 - 12:31:14 AM EST (GMT-5)
On Wednesday 11/8/17 - 12:23:30 AM Rag_Doll_ wrote:
How are you paid if you don't have pay stubs?

personal checks.
Now, does Mom's birthday money to me and stuff count? My sock money is now the govt.'s business? idk
12 days ago - Wednesday 11/8/17 - 12:33:04 AM EST (GMT-5)
Like, PERSONAL and not business checks?

wat

I'd have made photocopies of every one of those checks before I cashed them, personally.

12 days ago - Wednesday 11/8/17 - 12:39:42 AM EST (GMT-5)
On Wednesday 11/8/17 - 12:33:04 AM Rag_Doll_ wrote:
Like, PERSONAL and not business checks? wat I'd have made photocopies of every one of those checks before I cashed them, personally.

That would probably have been good. I deposited them at my bank and got receipts, but like... now what? photocopy 20-30 receipts and fax that? Ok, I will, I guess. I don't even get paid every 2 weeks. Sometimes it's after a week. Sometimes every 4-5 weeks...

whoever has to sort through this... good luck to them.


aaaanyway. Am I the only Yter with independent contractor status+using obamacare? If not, let me know how you plan to document. Thanks.
12 days ago - Wednesday 11/8/17 - 12:50:36 AM EST (GMT-5)
On Wednesday 11/8/17 - 12:23:30 AM Rag_Doll_ wrote:
How are you paid if you don't have pay stubs?
On Wednesday 11/8/17 - 12:31:14 AM mousepelled wrote:
personal checks. Now, does Mom's birthday money to me and stuff count? My sock money is now the govt.'s business? idk

(oh and to be clear, that was not a real question. Of course mom's birthday money was not included for my income. But internet does not convey sarcasm and I meant to illustrate how a simple deposit record can be misleading).
12 days ago - Wednesday 11/8/17 - 1:17:59 AM EST (GMT-5)
Do you invoice for your jobs?

That would be the simplest record.
12 days ago - Wednesday 11/8/17 - 1:41:44 AM EST (GMT-5)
No, it's complicated. I'm really an employee but operating under this heading to keep my job.

- - - -
In the interest of not derailing this topic any further, please PM me with any specifics and I am going to leave the thread to let the topic go back to OP's article. ty.
12 days ago - Wednesday 11/8/17 - 7:27:48 AM EST (GMT-5)
If you are not being properly classified you might want to look into the labor laws and file a complaint with the dept of labor.
12 days ago - Wednesday 11/8/17 - 10:13:06 AM EST (GMT-5)
My credit union makes electronic copies of my check is that I can access in line instead of mailing the canceled checks to me.

Maybe your boss can e-mail you copies of the checks he paid you.
12 days ago - Wednesday 11/8/17 - 1:56:37 PM EST (GMT-5)
On Wednesday 11/8/17 - 12:39:42 AM mousepelled wrote:
Am I the only Yter with independent contractor status+using obamacare? If not, let me know how you plan to document. Thanks.


I was in a situation like this a couple years ago and I don't ever remember having to document my income. I guess I wasn't in a medicare expansion state. I think the way it worked was if I ended up making more than I expected, I'd have to pay more come April 15 and vice versa.

Birthday presents, etc shouldn't count as taxable income unless they are excessive (i.e. over ~$14k from any one person).
12 days ago - Wednesday 11/8/17 - 1:57:20 PM EST (GMT-5)
Anyway, go Maine!
12 days ago - Wednesday 11/8/17 - 2:31:16 PM EST (GMT-5)
LePage has said he will refuse to implement this.
Is he term-limited our, or what? Blatantly ignoring the will of the people doesn't seem like the greatest way to keep your job.

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